Budget Enhancing Tips - B.E.T.s™

Welcome to The Weekly B.E.T.™ (Budget Enhancing Tip), fulfilling in part, our commitment to help you reduce expenses and put more hard earned money back in your pocket. Our #1 goal is to help you achieve the continuous improvement of your personal monetary affairs. Here are some B.E.T.s™ that could save you hundreds of dollars.

I have been noticing an on slot of TV, radio and print ads by car companies touting how much I will save by buying the new high MPG vehicle and I began to think I ought to buy one. Not so fast! There’s no doubt you will save at the gas pump. You will use less gas. However, that’s only part of the equation.

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Fact: Over 30% of self-made millionaires purchase pre-owned vehicles. Why, do the math…

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Starting at age 19 Jill starts to invest $2,000 a year or $167.00 a month into a stock market index fund returning an average or 8% a year. If she can’t do it all on her own it would be the GREATEST gift her parents/grandparents could give her!

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My first experience with prescription glasses isn’t very pretty. I go to the optometrist at something like ‘For Eyes’ get the exam and prescription. Then it’s pick out the frames and then PAY! Really, for a ‘simple’ reading glass prescription it was over $150.00. I was UNINFORMED so I paid and thought I was happy.

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About a year and a half ago I lost my company paid dental insurance. Prior to that I would schedule a teeth cleaning including a thorough exam and full mouth x-rays once a year. The approximate fee of $350.00 would only cost me the $40.00 deductible. Since I lost the insurance I have been putting off the procedure due to the budget busting cost. Here’s how I solved this budget problem — and you can too!

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I don’t know about you but for the longest time I was using my cell phone for all my calls. While at home my cell was somewhere where I wasn’t when I needed to make a call or answer it. However, a landline phone always seemed to be near. My monthly land-line bill was between $80.00 and $100.00 a month. I wanted to cancel it but I thought I needed it. Then I found XLINK.

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